Wells Fargo Bank

Reviews

• Chris Fleming

  Mar, 12 2018
  ★ ☆ ☆ ☆ ☆
  Opening a new account.
  Banker sees we have a business account and offers us a line of credit for the business:
  Enticements:
  No Origination Fee
  No Annual Fee
  Interest rate, prime plus 1.67 % = about 5%
  All above if line is $10,000.
  Okay!
  Spend an hour with the paper work.
  Other owner had to come back to the bank on Saturday to sign "electronically".
  Reviewed terms again.
  Monday we get a call from Wells Fargo, we are approved for $100,000!
  Don't want $100,000.
  Discussed with the banker that all we wanted was a maximum of $10,000.
  Interest rate: 12.5% ..... what happened to prime plus 1.67%.... they don't know
  Annual fee: $350.00. ..... don't think so.
  Can we just have the $10,000?
  They can't do it.
  After they charge us for annual fees, we can "request" a reduction in the line of credit ?????
  How impressive ..... when offered services by Wells Fargo, request services be presented in writing, verbal has nothing to do with the offer.

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